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Hi All,

I got a loan in Qatar and now I have got a good offer in Dubai, Is it possible to settle the loan installment from Dubai? Please advise its very urgent!!! May god bless you all

What happens if I previously left a debt in Qatar and now I want to return? New passport? Will they catch me?

Since your son is working here, why dont you make him stand as your guarantor?

I pay all my debts and sleep well.

GOod life mean clear mind and soul.

Dont make something what you dont like

that other make to you...

1) Every cent given out by the bank is insured. They know they kind of risk the banking business is prone too. So trust me, interpol or not, the banks always gets back a large chunk of the defaulted amount from their insurers.

2) Interpol has more serious issues to tackle than chase bank defaulters from a superficial country with no bankruptcy laws.

3) I ve known close to a dozen folks who has fled with amounts ranging from 250K AED to 750K AED each (credit card & loans) from DXB ... all are still living well. Some have relocated to other GCC states and working and some are frequently transiting through DXB.

I am a firm believer of the fact that the past will eventually catch up. My advise for you to now is to do the runner, but pay up diligently once you are on the other side.

Be well.

you are sure that bank dont inform airport if you just go away? POlice dont stop you? Ok if is like this but any way I come back and I pay my debt and this is honest life.

How you feel if someone cheat you and never give you back your money?

Live and work honest and life is much better.

Best regards to all.

There are THOUSANDS of people who have left Dubai and Qatar without paying their debts and Interpol are not chasing them.

As i said months ago these scare stories are spread by the banks because they NOW realise that they should NOT have lent huge sums of money to people who could simply walk away.

The banks have a vested interest in making you THINK you will be caught when of course there is absolutely NO chance.

So interpol spends their time chasing people for small debts? Get real. Does that means that sheik makhtom will now be arrested by Interpol for defaulting on 29 billion......

Girl and boys its true Interpol will be informed if you didnt pay your debt of course not for small amount.

When I was working in Qatar 2 years ago I didnt know that company dont prolong my contract and I left the country but I never, never even think to not pay my obligations.

Be sure they will trace you whenever you are and you will pay your debt or get prison.

I will come back also soon in Qatar and allready inform my bank where, for who and how much is my salary.

This is the only one and the honest way if you use money from bank, get loan or so... give back or one day someone will take your money and ask yourself how you feel?

Best regards to all of you, work and live honest. Life is nice, short and full of wonders.

Do you work for a BANK !!

Are you worried we will all run off, not pay our debts and you won't get your bonus.

You are a member for 4 days and you post this.

Come one don't be an idiot, further more if you had a loan on a flat in Dubai it was a secured loan so the Bank now own that property, you would not owe 1.1 million rials you would technically owe the difference between how much your mortgage was and how much the bank sells the flat for.

I am pretty sure Interpol are not handing out names of people on their list.

Stop scaremongering, go back to the office and try and work out a good explanation for your bosses when they work out your part of the banking unit is leaking Billions of rials, rials you should not have lent as you KNEW the bubble would burst but didn't manage to get in and out of property yourself before the bubble burst.

That's your fault not anyone else's.

It says a lot for the control, transparency of business and transactions in the UAE. One cannot help to wander. How many of them are scapegoats for the corruption of the locals. After all they are pretty keen on checking people before they leave the country

I just searched interpol's website and checked the arrest warrants issued by the UAE, nearly all of them are for fraud!! There are pages and pages of the same stuff.

Do I search under UK arrest warrants and there are just 7!

i dont need to lie about such things....i didnt mean to run away from my debt ...i was faced with unaviodable circumstances..i was made redundant ..if i had not showed the bank proof that i have another job within 4 weeks...they would blocked my passport and seized my accounts...hence i had to leave the country

hi i can confirm that i am on interpol database..i dont want to reveal my true identity....

i had banking debt worth AED2.1million most of which was actually home loan/mortgage....i left everything behind ...

interpol has now listd me onthere wesbiste for fraud...i dont know what to do...

Excuse me but are people here actually encouraging what is theft?

If I'm mistaken and someone above told you to continue paying from your other country then GOOD that's the right thing to do, plus make sure when it's all paid off that you in turn receive a stamped letter from the bank clearing you of any unpaid debts.

IF you are being encouraged to just walk off and forget that you are taking with you money that you have no right to, don't listen, its downright theft. Having lousy banking service or any personal disgruntlement does NOT justify what you may be considering and if your employer will be held accountable in your place then that's even worse.

As you said Qatar treated you well, you just have personal situations but you're still an adult and you have a child and feeding your family stolen money ALWAYS invites the most negative karma.

PLUS if you think you won't be accountable now because they can't do anything once you leave, for now maybe, but weather the speed of the countries development is to our liking or not, inevitably the banks will one day sort out their papers while delegating with international authorities and one day you may find yourself detained for criminal charges.

If you're decent enough to ask here then I think you won't want to take the risk and I hope you don't.

As for those of you encouraging this it's inexcusable...And you all complain why sponsors hold on to your passports, THIS IS WHY! :(

The banks and sponsors are enlightened to protect themselves, and if the responses in this thread are a reflection of today's morality then It's appalling, especially coming from highly educated professionals no less

I'd like to think that the ones of you who encouraged Scot to steal, were just joking, it would be big of you to say so, just in case other silent readers start getting similarly debaucherous ideas.

NUCLEAR WEAPONS: IF AMERICA AND ISRAEL CAN HAVE THEM - THEN SO SHOULD IRAN.

sara you must have really serious debts for interpol to be interested, otherwise you are just lying.

sara is that your idea of a joke???

Please explain or prove that it is confirmed you are in Interpol's database.

Hi

In june 2009 i left dubai due to job loss and left significant outstanding debt including car, personal and home loan.

i recently found out that the bank has reported me to interpol and my name is in ther database (confirmed).

i dont know what to do?

does anyone have contacts at interpol

i didnt mean to run away lke this....i left enough money in my bank to cover the repayment for 6 months but my bank account got frozen since i left the country.

dont know what to do ....i am based in the uk at the moment

plz help

Hi

In june 2009 i left dubai due to job loss and left significant outstanding debt including car, personal and home loan.

i recently found out that the bank has reported me to interpol and my name is in ther database (confirmed).

i dont know what to do?

does anyone have contacts at interpol

i didnt mean to run away lke this....i left enough money in my bank to cover the repayment for 6 months but my bank account got frozen since i left the country.

dont know what to do ....i am based in the uk at the moment

plz help

Hi

In june 2009 i left dubai due to job loss and left significant outstanding debt including car, personal and home loan.

i recently found out that the bank has reported me to interpol and my name is in ther database (confirmed).

i dont know what to do?

does anyone have contacts at interpol

i didnt mean to run away lke this....i left enough money in my bank to cover the repayment for 6 months but my bank account got frozen since i left the country.

dont know what to do ....i am based in the uk at the moment

plz help

if u don't mind shall i know is it a huge amount or a normal personal loan...so that i could suggest some ideas...

Have you submit any post dated cheques to the bank?

What is the tenure of the loan?

If it's short then better to stay here and complete the loan.

Usually we do not read terms and conditions of the bank.

What is the outstyanding amount?

Y to take risk and live with a guilt,try to pay and spend the life with peaceful hours......

That left with a large debt in the region of 300,000 Rials. I can tell you right now Interpol are not chasing him. Your employer is left to pay the bill simple as that.

Look at Dubai people have been bailing out of that place owing millions of Rials and how many articles in the UK papers do you see about them being caught.

None

The scare stories are put about by banks worried that it is in fact simple to walk away from this or any country in the GCC with a sizable amount of cash and have no worries about any consequences.

GOOD IDEA ....

Alumnar is correct try to change the due to your son's name.Now a days u pay r not the bank is keeping the minus account regularly in our balance along with the penalty ,late payment and including service charges.they dont take any action.but keep it in ur mind once it grow to a huge amount they may track u through ur passport number and where u reside at that time and demand u to clear the balance r else they may bring u back to qatar legally as u have cheated the bank....always people say luck knocks the door only once in our life ..that is also when we r very bc in the toilet....but misfortune always around our house to enter from any side at any time.

so better work for another few years to finish ur loan r think for some alternative to pay it sincerely...it will b good for u and for ur future .u will b on ur safer side..all the best.

Interpol here

This is QNB. We have an individual with an unpaid loan of 100,000 QR, please alert all airports worldwide.

No problem, we were following up some leads about a fugitive spotted in Australia responsible for 12 murders and will probably strike again but I'll switch my agents to this one.

We actually have another 1000 people that have skipped the country without paying back their loans as well, can you search for them while you are at it....

... you said your son is working here. Why don't you transfer the loan to him and he takes it over, securing monthly payments to the bank and everything is sorted that way? I know that can be done, so look into it.

Good luck :)

Really. Pleas post this correspondance. Interpol is not interested in an individual personal debts. They are interested in terrorism, people trafficking, money laundering, serious financial fraud and SERIOUS crimes.... they were not set up to chase small personal loans unpaid by individuals to banks????

What next will you tell me....... the banks will bring in Interpol because people have defaulted on your mortgage?????

So if you leave Qatar with a debt of say $100,000 every airport will be put on alert for you. Don't make me laugh!

The banks may engage debt collection agencies in your home country to chase you but that is about it.

However morally you should pay your debts off.

2 years ago I can tell you my story. I was working in DOha and have obligation on my account in HSBC.

After 2 years bank inform Interpol that my account is not covered. At first airport after this legal issue is on line they stop you wherever you are and put you in prison.

Of course they dont do nothing good with this but bealive me YOU MUST pay your duties back.

They give you loan, they trust you and if you are not criminal its better to send anything every months to bank and sleep free.

I can post you last emails from bank and you will see it.

I also remain without job and I leave the Qatar without any problem. They cant force you to stay in Qatar.

Where ? on the street? No job? Please be serious.

I already arrange to pay every month my dutie and bank officer help me so much and they see that I searching all this time for new job and trust me.

Now IM happy and working in another country and inform my bank in Qatar that monthly payment is sure.

Best regards and dont escape and take money from others...one day someone take your and how you feel?

Interpol will make case against you in your country and they take you all from any bank or propriety.Be sure.

Bond James Bond

Don't listen to the scaremongers....

gyn858: would they black list you even though I would still be paying the only difference is that I will be paying from my home country and not from Qatar?

You will not be blacklisted in Qatar but all GCC countries...

"Yano biro dine..."

eagle:Thats what I would like to do and willdo as long as I can leave Qatar.Thanks and it is the right thing to do I know a lot of people have gone and not paid but trust me I couldnt do that. I earn enough money to pay the payments but dont have enough to pay the loan back in one go.

exiledsaint said "..Tell you bank when you are in the other country that you will set up a standing order to pay back the debt each month."

- Right thing to do.

*****************************************

The Cookie Monster said it.

exiledsaint: I think your advice is best and if I can do that then thats what I will do. Cheers much appreciated

Call the intl police don't make me laugh. Interpol do not get involved in such small amounts..... Ignore some people here their advice is born out of ignorance or they have an interest on the banks here...

alpha1:Thanks for your advice I have no intention to default on my monthly commitments of paying my loan I just want to continue with the payments when I get home. I have heard all sorts that if you dont settle then you cant leave the country, if I am out of a job then I cant pay back my company can can say your finished at the end of my notice that I have given them and then I cant start my new job coz I cant leave here or so people say.

Hi Stone cold. Thats what I thought I could do however as soon as you hand in your resignation your company inform the bank and I am told they freeze everything. That I dont have a problem with all I want to do is leave Qatar and continue to my loan as agreed when I took the loan out.

Thanks again to everyone (Qatariana1) I have not left the country I am still here and I have spoken with the bank at the loan office I have stated I do not want to break the law I want to continue to pay however the red tape is stopping me from doing the right thing. I cant understand if my bank in my home country contacts the bank here in Qatar with my account info and I can produce a letter from my new employer that they will gaurentee that my salary will be paid in to that account every month or they will pay the monthly amount to the bank in Qatar.(I want to pay)

...coz you have already did what you wanted to do. You already left the country and already filed a resignation.What you did is illegal whether you took the loan from local or international bank.Just pray hard that you will not be traced coz.. chances are circumstances will be more unfavorable for you...esp If you took a huge amount worthy to be lodged to International Police or other Collection Agencies for coerced collection.

u can leave the country with out paying ; but if u did not pay from back hom then they will keep your name as a black list in qatar;

If you are paying through account bank deduction then maintain your account. However bank in appropiate amount to cover monthly deduction.

Your bank is lying to you, which is not surprising as most of the banks here employ incompetent or dishonest staff. Leave on rotation and don't come back. Tell you bank when you are in the other country that you will set up a standing order to pay back the debt each month. Suprise, surprise they will say thank you very much!

Or if they do say its not possible still then say sorry I tried....

Thanks exiledsaint I was thinking that as well I think its just reasurance I am looking for and at thye end of the day I will need to go backto the bank and say I have tried everything in my power to solve it and the only way I can think is for my bank manager in my home country to contact the loans manager of the bank here and set something up between them.

Thanks for your comments I will continue to find a solution to this so if anyone has one that would be great. If I need to walk away then thats what I have to do but not the way I want to do it.

aviduser: Qatar was good to me when my family were here, my job I enjoyed however my wife is struggling to cope on her own and she wants me to go back as in my last post our son works here as well with the same company she is wanting us both back but my son has a good career in front of him so its best that I do the move. I took the loan out just over a year ago and I would have to continue to work here for another 2 years and I have handed in my notice to the company they have not accepted as yet though. I

I am well aware of my obligation to the bank and I am an honest man but the red tape makes you think about if you do the right thing then you will get punished. All I want to do is set up a direct standing order from my bank to the bank in Qatar. Somethings you just cant inticipate in life. I was expecting to be in Qatar for a long time however work circumstances changed not my doing!! so when the offer came to me with the opportunity to spend more time with my family then I had to take it as my wife is feeling so lonely as our son is also working in Qatar. My wife and youngest son had to return home and we thought we could handle it but it turns out thats not the case.

What did Qatar do for you ?

Did you save money were you treated well in your job, did you like the Country.

If I owed money and was out of the Country had no ties and was offered another job I would walk away.

It's simply too much hassle to sort all these things out.

The banks can afford it, walk away.

What does your own moral compass tell you? I suspect you are having difficulty walking away from your obligations. An alternative is to continue working here until your loan is paid off.

Mandi

you won't be the first or last person to skip a country and not pay a loan back.

bon voyage!!!

Screw the bank don't worry about it. As long as you are not in the Country there is nothing they can do about it.

Just don't come back !!!

first your obligation here in qatar b4 you leave.why dont you anticipate this kind of situation before?