Need advise
dear friends i had an accident few days back in which a car hit my car from back when i was waiting at a round about.
That car driver admitted his mistake and gave me his fone number.I noted his car number and asked him to come to police station next day, but he didn't reported to police station next day. i therefore made a report in police station and gave all possible details. Officer asked me to come after 2 day, i shall be going to collect the report copy tomorrow but that man has never turned back so far. Purpose of telling this short story is that i need your valuable suggestions/advise on these following concerns ;
1.. Can i get get my loss covered by insurance company
if yes whose insurance company will pay it
2.. 2ndly if this man does not come to police what will
happen .... still i shall get insurance or NO
3.. What is the procedure to get support from insurance company
4.. Can i go to garage after getting the police reporte
and later claim from insurance company by showing bills.
Waiting for advise ... thanks in advance
You did a mistake by not calling the police or not reporting the accident incident at the same time,If you have full insurance then its fine your insurance company will repair it,But if you have 3 rd party insurance then if police doesn t aggrees as the other party has not reported then they will fine him on his car number and might register a case against him,If police aggrees to give you a police report on your favour assuming your statement then you might get your car repaired by other partys insurance company.Best of luck.
1 - 2: if he didn't come then:
- if u have full insurance u can repair ur car by ur insurance
- if u have third party insurance then u have to pay for the repairs
if he came then his insurance company will repair ur car regardless of ur insurance type.
3: take the police report and show it to the insurance company and they will transfer you to some garage to get ur vehicle repaired
4: No.
explain all to police officer all what really happened. eventhough the second party did not showed up, the police officer will still make a report for u after checking your car and make assessment whose really fault is. If police officer found that it is second party's fault, they will give u a police report, which indicate the insurance company of second party, u need to go to that insurance company, they will advise u where to bring the car for reparation. It is better that u have a proof like photo....
Having a police report is a must for registration of the claim and for vehicle repair. contact your insurance company as soon as possible to register the claim along with the police report and a copy of your driving licence.study your insurance policy before filing for claim.Save all your medical bills and records of any expenses incurred.Please log on to the site qatar embassy.net/insurance for more details.