Prepayment of personal Loan

Sammy_121
By Sammy_121

wanted to know what is the procedure for pre-payment of a personal loan in Qatar and what are the additional charges ? I have a personal Loan in Doha Bank and its Maturity Date is Oct-2017.I want to Pre pay my loan till July-2016.

By Sammy_121• 13 Sep 2015 13:24
Sammy_121

Hi Xtc actually have some health Issues. The only reason for an Early settlement :)

By XTC• 13 Sep 2015 12:49
XTC

Whether you pay the loan monthly or do early settlement, the bank has all of the interest calculated and passed on to you.

By XTC• 13 Sep 2015 12:48
XTC

Why do you want to pay your loan earlier? If you have extra money invest it, pay the bank loan monthly from the profit.

By mubashir2022• 12 Sep 2015 23:50
Rating: 4/5
mubashir2022

GO N CONTACT TO UR BANKER.

By jimshadsika• 12 Sep 2015 22:12
Rating: 3/5
jimshadsika

Go ahead only you will have a early settlement penalty worth of 250 Qr

By britexpat• 12 Sep 2015 19:21
Rating: 4/5
britexpat

If a depends on the bank and the contract. Some banks will not accept early repayment because they may lose extra interest

By acchabaccha• 12 Sep 2015 18:08
Rating: 2/5
acchabaccha

Talk to the bank people directly. The earlier you repay the loan, the better it is for you. I am sure the bank will not reject if you make the repayment before maturity. You may even get to save some money.

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