people i know i deserve it, was asking for advice not for some wisecracks from people who delight in others misery....gee guys really dont want to make a big deal of this ur comments dont affect me but what about somebody less stronger....
anyways a heartfelt thank u to those who have tried to explain how to solve my problems....
thank you kikay and bisdak will explore the option to pay online pls do tell me how did u manage the penalties for late payment while paying online...
thnaks everyone for ur help....pls do let me know if anyone has some better suggestion...