Thanks raven29, will see what can be done on the kids edu : i do recall them saying it's a standard company policy of 75%, but let me see what happens there

Thanks alexam, moving from SG is my biggest dilemma. The wife who is Singaporean is interested to experience another country/region for a few years, so she is sort of pushing me. I remain unsure - we we there mid July for a couple of days and 51deg C was some heat to bear.

Good perspectives. Much appereciated, would love to hear more from others as well, esp those with little kids.