so is smoking heavily. Many people are worried about the calamatious drop in value in their IRAs and other savings and pension accounts. They ask themselves how they are going to get by in old age and how will they support themselves in retiremente.

They worry that their houses will be worth less than their mortgages. They ask people like me how they should plan for the future.

My answer is simple. Don't live too long. Drink huge amounts of alcohol and smoke massive quantities of cigarettes. You won't live very long and therefore you don't need to worry about retirement planning. You should also encourage your spouses and children to do the same. It is responsible and you know it makes sense.

Just call me Tigasin. That's what I'm talking about