Thanks a lot, Intelligent and SBR! I see groceries are rather cheap - 2000 a month? Is that true? We eat quite a lot of fresh meat, fish and veggies. My calculations based on this forum were around 4-5k a month, great to know it's not as expensive as that. Villa seems to be a bit on the high end though - I can see ads for villas starting at 13k, is there something decent I could get for 15-18k? SBR, thanks once again for a detailed answer!