I agree with you on ponits 1 & 2 but:

3- God isn't your father so you really don't know what he'd do.. (you're guessing)

4- How do you know He ONLY wants you to LOVE? (guessing again)

Is this how you succeed in life? For some thousands a month one works like hell but for God and Paradise guessing is nough! Hmmm..One has to question the quality of the afterlife if we get it merely by guessing!

_____________________________________________________
You need Religion so when everyone goes to Paradise you're not left behind..