FS, perhaps you’re talking in a limited canvass, and mixing opportunity with future-telling and success-failure.
It’s WRONg to say “we can make a choice ONLY if we have an opportunity”, opportunities are created, that’s called choices! And if it fails, then that’s not because it was destined but either executed wrongly or some other natural reasons.

We are educated(?), NOT because we’re born in affluence (as you say) BUT because we chose to study. There’s no dearth of people who rose to highest of development levels Not because they’re born in riches BUT because they ‘chose’ to, creating their own opportunities.