For credit card they will reimburse all amount until you spend on the date of termination.

For personal loan you have to settle everything. Without settling the personal loan you can not leave the country. If your company not notify your termination to the bank then no problem for leaving the country.

If your termination informed the bank by your employer without clearing your outstanding loan amount they will put your name black listed.

For credit card reimbursement you have to wait so many months and it is long procedure. I have all this experience.

Have a good day and your employer is not the last word of your life try other job in this world not only Qatar !!!!!! Lot of countires !!!!!!!!!!!!!!