The customer service person told that this card is life time free . upto six months ( from date of purchase) No charges /interest for your purchase . you have to pay minimum amount for your credit and clear within six months. they are sending improper answer now and they didnt like to send my full statement. I cannt see the debit interest as per net banking statement, but It shows in total............. anyhave i am feeling ......this is one type of cheating...............