So you reckon that I'd have trouble selling a Toyota echo 2004 in 2 yrs time? If I bought it now for what the dealer want - 30k - I'd get 10k in 2 yrs? It's not just the price of the car, but I'm also trying to minimise the monthly repayment bill in the course of those 2yrs. I don't get how spending more now will save me later.