Is this any way to go about it in 2012

Yeah, ha, ha, ha. That's the best comment so far.

Company and employee don't trust eachother .. a bank is needed inbetween .. haha ..

A bank account is a must, simply to prove how your company pays your salary on time - or not!

i guess the issues has got nothing to do with NOC for every move you would want to do here in Qatar.

the main topic is why they certain companies post names and photos of individuals in the newspapers.

the query of prism is regarding opening of bank accounts in general hence the reason for my answer. and it is a fact that a teaboy or a laborer even with an NOC will not get a current account with checkbook as their salaries will not meet the bank requirements.

Me neither.

However, many do. Some take the money and send home for investment.

And, brit, although I am here quite some time, I have never taken a bank loan. I only have a saving account.

Then the question arises why all the fuzz with the NOC?

You of all people should know that banks cover / insure themselves again such risks.

Oh, I understand. The banks are owned by the government. Or at least by people who are part of the ruling family. Or by families who cannot be neglected by the ruling tribe. That's how it is.

Does that mean that banks in Qatar are still in their baby-years? Then it's about time that they grow up!!

Any bank in the West will give anybody a loan. The bank must make sure that they get their money back. Nobody else! And they know how to do it.

Why does the government have to care about people taking loans? Isn't it the task of the bank to ensure that the risk is within its limits? Or are the bank immature?

It is not just loans. It can be to do with payments collected / due (in cash) by salesmen..

There are bank accounts and bank accounts, humanresources. You need NOC for a current account with checkbook. You don't need NOC for a saving account without checkbook!

"It is the continuation of outdated practices which have not evolved with time." means nothing else but that the procedures don't work anymore, brit. Therefore they are 'helpless', useless, hinderances.

everybody who has a valid residence permit and a Qatar ID is eligible to open a bank account. In fact salaries must be paid only through banks (tho not all companies follow this). A salary account does not require a maintaining balance.

Credible companies usually has a system on how to keep track of their employees loan transactions. As NOC for obtaining a loan is required it is a risk for those people giving personal loans. friendship loans are based on trust and therefore exempt the sponsor from this type of transaction.

Usually only small to medium sized companies advertise for the fear of having to pay huge amounts to finance companies.

interesting topic with interesting discussion.

"I repeat, it's a helpless attempt to organize a society which is grown beyond the capabilities of the government."

I would disagree. It is the continuation of outdated practices which have not evolved with time.

And further, it doesn't solve problems, it only creates new ones!

I repeat, it's a helpless attempt to organize a society which is grown beyond the capabilities of the government.

You need a N(o) O(bjection) C(ertificate) for leaving, marrying (!) openening a current bank account, take a bank loan, get a liqor permit, change a sponsorship, and, and, and. No problem, if your sponsor is your friend and a nice guy! - But what rule is this that forces a university professor to go through all of this? It's ridiculous, as I said before.

Is every expat eligible to open a bank account or does every expat has a bank account and that includes right from the tea boy, labor, driver, exceutive, GM, CEO etc etc. Not sure how it works in here, just asking.

Also can the same yardstick be applied to everyone say for example holding a particular amount of money to be released after a predefined period. How about certain personal transactions handled by individuals outside those through banks say for example personal loan in friendship (I think smoke mentioned the same too, I may be wrong in understanding though). More importantly since this is not the first time that these photos have been posted, who are these people, I mean is there a particular category of people who get advertised like this or is everyone in that company goes through this process at the time of leaving.

I told you, they have no clue how to run a society of 1.7 million people. They think 300 000 people and 1.4 million criminals. That's Qatar.

dont you need a no objection letter from your sponsor when you are taking a loan?

dont you need a salary certificate addressed to the bank or finance company when taking a loan?

are these not sufficient for the sponsor to keep track of its employees financial obligations?

our company holds on to an X amount for a certain period after the employee leaves the company. Within this period if there are no claims, then it is credited to his bank account.

I agree, smoke, but it contradicts so many highflying "agendas" Qatar has, that it is only ridiculous!

LP not all companies publish photos of their employees when they are leaving...if that was the case the newspapers would be filled from front to back with people leaving Qatar for good.

also we are not talking about just banks and loans where salaries are transferred...we are talking about ANYONE having any claims against them..its clearly mentioned in the paper, need to get in touch with the concerned person leaving for good.

You may not like it but hey sheet happens in sunny Qatar. Dictatorship or Democratic its meant to keep the local sponsor safe.

True, stealth, but you also know that it is not even allowed to keep personal data of people without their consent in the "Free" West. (Data Protection Act). And you also know that everybody is innocent until proven guilty. In Qatar everybody is guilty until proven innocent. Stone-age mentality.

They do this because they don't know how to control the society they have created with their immense thirst for international recognition and vanity!

LP nothing is impossible

Translator, if a company "falls" for this, it's their stupidity, and they have to bleed. But, assuming that every expat is a potential criminal is somewhat stone-age thinking.

Surely when you leave on "exit Only", the bank is asked to clear the person, so what is the need for publishing ?

Since the entrance and exit are controlled by the sponsor, there is no need for this discriminating act. What about publishing the photos of Qataris who have committed a crime?

True, but how can the sponsor know that his employee promised to pay company XYZ for their services but did not?

Translator, how can a person leave without the sponsor knowing it?

I'm not complaining, smoke. I enjoy the dictatorship system, because I know a few of them personally. So, I also profit from this. But in a discussion like this one, I tend to analyze the situation and compare it with standards, and then I get a result.

I think this is one of the many such unacceptable actions which makes this place safer in comparison. Makes one feel awkward but then at times it may be good for him too.

Chronic complainers fails always to offer alternatives. If LP was the sponsor of an already departed person, would he cover the bank loan for him?

This is legal procedure to say that "We published that he is leaving, not our responsibility anymore"

as they say..their country their rules..exclamation mark :P

It's okay, smoke. We live in a "Traditional Monarchy" also commonly known as 'Dictatorship'!

It's not allowed in a democratic country. Full-stop.

Yes potentially we can all be criminals and to prove we are not its better to be safe than sorry. How many people leave their cars at the airports without paying back the loans?

So let me get this straight. I borrow 50,000 from you on a personal loan, this fact is known between just you and me. I get terminated suddenly from my company...i leave Qatar without you knowing. who will u go to catch for your money?

Most of the pics you see on the papers are not just people whose visa are expiring, some are leaving the country for good some are terminated before their contracts expire.

Publishing their picture on the paper frees the company from any legal responsibility they might have with anyone else.

So again whats wrong with that?

On the other hand, it's typical for dictatorships.

It implements, smoke, that, in general, all expats are potential criminals.

In dubio pro reo, smoke. That's what's wrong with it! As long as you are not accused, there is absolutely NO reason to publish your photo!

Its put for the purpose of anyone who has any claims against them to inform the company before they leave...whats wrong with that?

It's an old system designed to cover the sponsor's ass against possible future litigation.

It should be done away with.

Reminds me of the western cowboy movies where they had this type of posters posted all around for guys they were looking for. Perhaps I thought that the world had moved on from those times