Credit Card From Commercial Bank

hi to all,

year 2015 I did my annual leaved and go back to my country, but unfortunately my company did not allow me to go back due to the project completion. On that time I have unpaid credit card in commercial bank approximately 4K, now planning to apply Permanent Visa in Canada but one of the requirements are police clearance from Qatar, is there any chances that I have record in police? for unpaid credit card and no final exit?

Hoping for your answer.

Once credit card issued on your name ,it will be in your liability list even if you did't used it.It's always better to have a credit card for online transactions as mentioned above.In my experience i'm using Doha Bank credit card for buying stationary items ,electronics or whatever household utilities from Lulu .It means a lot because of 5% cash back and 0% interest scheme for 6 months for the electronics.No need to transfer your salary for the same.I'm saving 50 Qar for each 1000 Qar purchase from Lulu.' It does't mean that Lulu is the best shopping mall ,comparatively an average shopping center . There is no Annual fee for the card .

In QIB annual fee for credit card is 500 per year. And limit is your one month salary. Only condition is whatever amount u used in a month will be deducted at the end of the month. No calculations no mental torture no interest. In addition u will get qmiles to be used on Qatar airways.

And calculation would be like a torture for the one who has decided finally ........................................ Fri , 23.05.2014 , 07.58 hrs

Going by the pieces of advise by two fellows up there , why one has to pay even for your own suicide ? Fri , 23.05.2014 , 07.57 hrs

If you get your salary why do you plan to borrow from others and loose every day ? Do you know if you got terminated you or who has to repay their money before you go to airport ? ................. Fri , 23.05.2014 , 07.55 hrs

@ CTLOG, Khalliwalli, friendlyme & others- Thank you for the valuable advice's. I opted for the credit card only for emergency purpose. Inshallah, I Hope i never get to activate it.

Thank you once again.

Credit Shield Plus is only 65 Dirhams for every QAR 100 billed at the end of the month. Cover is for all balances belonging to the cardholder and for supplementary cards up to the limits specified below.

Interest fall on the amount of purchase only. That also only 1.5% and not 4%. If you take CASH thru the CREDIT CARD, then only the charges are high 4.5% cash advance fees CBQ charges. If you pay your monthly balance credit, before 15th of next month, then there will not be any interest charged. The Credit card shield charges newly they have introduced.... so better pay all the amount within the end of the same month, then no charges. CBQ or any bank make money from the poor customers like us and that also they dont tell us clearly anything about the charges when you open an account. All banks are after giving personal loan to you and later kill you with all the interest. So better dont take any credit cards from any bank.

Join with mashreq bank..

Limit will be double time of ur salary. For unpaid outstanding 1% interest only..... And many more features.... 66636221 RANGANA

My monthly credit shield increases from QR29 to QR38 sometimes QR41. I don't know how CBQ calculated this amount. And I have to pay QR200 yearly for credit card renewal. This card is a sh*****t inside my wallet. My advise for Akki4u please don't use any credit card unless for very important online transaction.

Just pay all the amount in your credit card mothly statement and you will not be charged any interest.

Credit Card with Mashreq Bank is Suicidal...been a CBQ Customer for 10 yrs now and never had a single problem...

You pay the minimum, then you lose more as there is the remaining balance charges that will be around QR100 that will be on top of your bill until you have fully paid the amount you borrowed.

Credit card from CBQ is Suicidal , Buy one poison handy