I'm an Accountant here, getting 4000 net salary, I need to get a bank loans here more than QR 55,000. Could you tell me please what is the procedures here??
assam8: Suggest you first look into the interest-free system of loans offered by some banks and then take your decision. By changing the label on the bottle does not change the wine, or does it?
hassan: There is no such thing as true Islamic Banking. Even if these banks offer him a loan , they will charge an "administration fee", which in reality is just another name for interest.
try Qatar Islamic International bank (QIIB), qatar islamic bank (QIB) and masraf al rayan since these three are islamic bank they give loan according to islamic shariah so they don't take or give interest
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acch - they don't just change the label, they also poor out the content into a different bottle and then put the new label on the new bottle.
asaam8 - ask yourself - Do I *really* need the loan?
assam8: Suggest you first look into the interest-free system of loans offered by some banks and then take your decision. By changing the label on the bottle does not change the wine, or does it?
britexpat you're correct they are charging, theory also, but system is little different than interest loan system,
we are ready pay the charges but it's must be under the sharia law.
currently I have less knowledge about Islamic system,
After get loan within 3 month I will tell you the differences
briteexpat is true, Islamic banks also charge interest but the terminology is different like purchasing shares, fees & profit.
asaam8: With all due respect, I have quite good knowledge of Islamic banking, Can you say that my last statement is false ?
If you're don't know about Islamic system just try to learn before give your opinions.
Thanx lot..
Britexpat: My previous comments, You take me wrong, without Interest mean Islamic Loan system,
I can pay the charges or profit as they wish,
but it must be islamic system.
hassan: There is no such thing as true Islamic Banking. Even if these banks offer him a loan , they will charge an "administration fee", which in reality is just another name for interest.
try Qatar Islamic International bank (QIIB), qatar islamic bank (QIB) and masraf al rayan since these three are islamic bank they give loan according to islamic shariah so they don't take or give interest
April is still far...
Loan without interest? - Good Joke :)
There are no such thing as an existing individual who's going to give or lend you anything free of charge.
Even a single smile to a woman without knowing, can land you in jail and pay for it.
Tell them to give you the money for free while you are at it
Which world are you living in ? You're an accountant , yet you want a loan without interest. Why would any business carry out such a transaction
Loan must be without Interest
Why not talk to your local bank.. They can give you the best information.