easy is a car loan in Doha?

mindcrime
By mindcrime

hey guys,

how long do i have to wait to ge acar loan in doha.
i'm relocating to doha in Sep.
what are documents required and what is min and max intrest rate?
thanks alot,

By anonymous• 24 May 2010 17:51
Rating: 4/5
anonymous

For bad credit car loan is not good in any area whether it is Doha or India. because bad credit car loan is passed with low possibilities and have high Interest rates.

Fast Bad Credit Car Loan

By rlasrado• 9 Aug 2008 13:03
Rating: 5/5
rlasrado

Everything depends on getting an residence permit (RP) out here. Once you get that you can avail a car loan directly from the dealer (banks attached with dealers) or through your preferred bank (for brand new or second hand purchase).

You would require a salary statement and an NOC from your employer for picking up a car.

Be Aware though that the rates of interest offered are FLAT RATES and not reducing balance as you would be normally accustomed to. All banks will advertise a 3-4% interest rate but they are actually 8-11%.I have written more in this post. http://www.qatarliving.com/node/30288

By mindcrime• 9 Aug 2008 11:44
mindcrime

thanks pearlnecklace,

i checked at IBQ, it looks ok as per whats mentioned on their web,

cheers

By mindcrime• 9 Aug 2008 11:30
mindcrime

thanks Raj4u,

is the first payment a must? i mean here in Abu Dhabi

you can get the loan without first payment

By mindcrime• 9 Aug 2008 11:25
mindcrime

thanks wongqatar,

so you say that i'll be entiteled for the car loan once my residence permit is ready and opened a bank acount?

even if i'm less than lets say 3 months in doha?

By Raj4u• 9 Aug 2008 11:19
Rating: 5/5
Raj4u

Car loans in doha are easy to get.

You just need Qatar ID, driving licence, Salary slip for 1 month for new joiners & NOC from Sponsor.

An initial amount has to be paid in Cash/Cheque and the rest can be availed from various banks.

Some car companies have agreement with some banks for easy loan installments and low rates.

The lowest interest rates to my knowledge is Ahli Bank that allow 84 installments for repayment of loan.

By wongqatar• 9 Aug 2008 11:17
Rating: 5/5
wongqatar

For the NEW car max 1 week.

but NOC letter take time more that that (just prepare NOC first).

Interes,...in the range of 3.5 to 4,5 (depent on the bank).

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