Funny Rules
Met with an accident major to damage to my car in the back it was not my fault though, went to the car company for the quotation I was told I cant claim the full amount for the repair cost if parts are brand new with respective car company and I have to pay 50% of the total and ONLY balance will be from Insurence company just because of my car is 3years old !!!!
They adviced me to do it out side so I dont have to pay anything but it wont be genuine parts.
I have the full Insurance, and I think this kind policy DOES NOT MAKE SENCE, In terms of accidents. Funny rules
thats stupid and thats how it is here with almost all insurance companies. exactly the same thing happend with me and they told me the same.
they have asked me to pay 50% of total or they would fix me a duplicate spare part. i didnt agree with that and i had to fight there. atleast i met the manager there in insurance and the end i had to pay 20% of total.
so dont agree to what they say. make some noise there. try to meet the manager there and explain him the situvation and try to get whatever possible.
i had an accident last month and it was not my fault. my car is 2 years old.
but in my insurance policy, i had paid some extra premium for agency repair.
my insurance company was trying to send me to some small garage without reading the policy. i refused to get it repaired in this small garage.
when i showed them the policy, they had to send me to the agency for repair.
my insurance company would be getting reimbursement from the other party's insurance company.
if it is not your mistake and your car has full insurance, then you should not be paying anything.
take police report and goto ur insurance company with the estimate.
it is your insurance company who will have to deal with the other party's insurance company.
if ur insurance policy says that u r supposed to get ur car repaired in agency, then it has to be repaired in agency.