I read this someplace else a while ago. I doubt it was written by a 98 year old woman though. How many 98 year old women have only received their pension for 8 years and still have a mortgage.

I have also read an American version of this letter which is very similar.

It doesn't matter who wrote it though its really good. We should all write similar letters to our banks and show them they need us more than we need them. The way the dollar is going, we may as well spend our money rather than save it!

Patriotism cannot be our final spiritual shelter; my refuge is humanity. Tagore, Bengali Poet