loan with any bank is a unending experience., no blessings in it is my worst expereince especially mashrek bank when i got a loan for QR. 60000/- in 2004, it was a draging tediously to years as a tumor in pitutory un accessible to for radio theraphy even so I strongly advise not go for that. I dont wish to make a elaborate arugments or details of expereince but to advise you in nutshell., coz i knew prevention is better than simply cure.