i haven't tried it yet but a friend of mine told me about it.

I was asking her what to do. I was having problems during that time on WHERE TO LOAN MONEY. Because of recession, granting of loans were frozen. I don't even know if it has resumed already.

My fried told me she opened a savings account with Al Khaliji and instantly got her free check book. Yes, it serves as a checking account too. My friend told me the bank executive specifically told her she can loan money from them.

I haven't spoken to my friend again about this.

ASK.There's no harm in trying. =) Good luck!