ONLINE BANKING = BANKING ON THE INTERNET.

SMS BANKING = BANKING ON YOUR MOBILE PHONE.

LEVEL OF SECURITY MEASURES TAKEN FROM VARIOUS BANKS FOR THE SAFETY OF THESE ACCOUNTS = THAT DEPENDS UPON YOUR BANK

HOW MUCH IS THIS SECURITY IS EFFECTIVE? = HALFWAY BETWEEN EFFECTIVE BUT NOT SOMETHING THAT YOU CAN 100% RELY UPON BECAUSE OF HACKING POSSIBILITIES OVER THE WIRE.

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