nachu & saggy26 r very correct....u r getting a huge amount in India but wish to leave india bkas of ur loan...i wonder y to take up loan beyond our limit which make us to lead a life of load...try to do some part time job which u can earn to repay ur loan and live happily with ur good salary.may god bless u.really u have good life in india...my advise is u have good salary and ur children r very small so no need to suffer and make them to long for ur love...b possitive and have a peaceful life with ur family...abroad is only for the people those have too much tension with responsiblity... stress.... frustrated and money minded people... ALL THE BEST..