Hmmmm, sounds like a Q co package

22k
- 2k (food/fuel blah blah)
- 1k (dinners)
- 2.5 k (car repayment)
- 1k (miscellaneous)

= 15.5 k

youll get some back when u sell your car ;-) after 3 years (suggest Toyotas)

"The power of accurate observation is commonly called cynicism by those who have not got it"