Hi MRST2009,

Thanks for the prompt reply... it is greatly appreciated, regret that i cannot get a lawyer to help me for this coz it is an additional burden for me to pay the lawyers services.... all i want is to have peace of mind since i am not using the car and it was parked only since it was left to me coz i dont know how to drive and no license at all. just want to surrender it to the bank where it is loaned, but i am quite afraid that i might be in trouble when i surrender the car to them... anyways, thanks again for your time..