a piece of advice...don't apply for loan if you are not ready to commit yourself on paying it on time...making a loan from any bank here in Qatar is an ENTRAPMENT... before you know it you won't be able to pay it anymore as the interest goes up and there are hidden charges... i have a friend now who can't get out of the Qatar because he was issued with a travel ban as he was unable to payback his loan... so THINK ABOUT IT.... it's very easy to make a loan bay paying it back is an AGONY....