3 kids and no scholar fees? scholar fees are very high here in doha... any insurance?

it depends what is the position, what is your life style.

i ll say:

qar 6000 for  flat renting.

qar 2500 car loan  (20% of the full amount should be cash advance)

qar 5000 monthly expenses 

this is my point of vie but i ll repeat it, scholar fees are expensive here.

and try to negociate for a family helath insurance 

good luck