Opened my wife's a/c with ahli bank and other than that NONSENCE myhassad saving certificates there have been no problems - they kept giving excuses when we wanted to take our money back - no interest, no wins, nothing.I anyways deposited the funds cause the exchange rate crashed.

I chose CBQ cause they have online banking and that is a huge help - pay my karama, qtel bills directly, view my credit card spends, transfer money online directly to icici etc. It was a nightmare setting up the account though but oflate their customer service have been too nice to me. They keep calling me and asking whether i have any problem - maybe is because of the large deposit i have there ;-)

All banks in the middle east have extremly poor customer service so i'd say to stick on with the bank you have.