to mariz01.....

1. 5 bounsing cheques...?
2. 3 credit cards unpaid...?
3. 300 thousand qatar riyals bank loan...???
... most tricky is this:
4. personal problem outside like renting flats/villa...????
well, somebody should educate me. FLATS (means they have lots of flats???) & VILLA...??? in other word he has a different houses.

please enlighten me.... how can we help me. tell us what is real and what is NOT...

I don't think all that you've said are true...

Good Luck..