Very well said alexa, thats the reason why insurance came into existence, and, why people insure themselves.

This is more of a income protection for your loved ones.

Tess, thats the actual way to pitch insurance. And, the way agent sells, those are the real benefits. And, if u love your family, and dont want them to suffer in ur absence insure urself adequately.

Samix, nothing offensive on islam or muslims, i just want to know from u, how it is gambling when u r doing something for ur family. It is not done for your personal gain, and after breadwinner's death his/her family gets income from the insurance to run daily expenses.

Exiledsaint, i agree after death it doesnt add any value to u, but what about your dependents.

dEV,

eVeRyTHinG dEsIRAblE, Is eITHEr eXPEnSIVe, bAnnED, ilLOgiCal oR SeEING(maRRiED to) sOMEonE ElsE...... ;-)