...nice qeury heero, & good responses too... just a follow up, though some of us do manage to budget & spend within our means - how about those who earns a meager wage (500,600-not more than 1000)?

...oh well, as what heero said: "Expect them that no matter how much you tell the authorities about certain company problems it doesn't solve anything for years so might as well teach/advice to survive along it."

"...I'm a survivor
I'm not gon give up
I'm not gon stop
I'm gon work harder
I'm a survivor
I'm gonna make it
I will survive
Keep on survivin'..(Beyonce mode).."

Good Morning QLers! ^_^