One funny thing I remember now is when I asked the employee if I wanted to increase the credit card limit, what would the procedures be?

He said: you might not be allowed to increase your credit card limit at all!

I said: why is that?
He replied: we can't just increase a credit limit because you want to! We have to see how you commit to your due credit...

I began laughing and said to him: BUT I AM SPENDING FROM MY DEPOSITED MONEY, YOU DON'T RUN A SINGLE RISK! MOREOVER, YOU ARE KEEPING 50% OF WHATEVER LIMIT JUST AS A SAFETY GUARANTEE AND I CAN'T UNDERSTAND WHY?!

He simply answered: it is a guarantee just in case you spend all the limit and the money exchange rate increases all of a sudden...

Can you believe these people?!
50% Guarantee in case of exchange rates increasing!!!
I've never seen any exchange rate for a currency increase 50% in my entire life, have you?

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Obstacles are what you see when you set your eyes off the goal.