Payday cash advances are the easiest way to pull yourself out of a financial rut that you may have gotten yourself into due to unseen circumstances such as: an economic crisis, a family emergency, etc. Payday cash advances are extremely convenient due to the fact that you can retrieve them within minutes from applying. In comparison to traditional bank loans, payday loans can be deposited in your account almost immediately and your credit is not a major factor in being approved for one.