what is wrong with debating which is the worst bank in Qatar, the banking services in this country are so appallingly bad that its a relavant topic...and there are going to be threads about diff banks been the worst...of course there can't be 2-3 WORST banks but it seems that HSBC gets the most damming comments from people, I'm not lecturing you about anything just pointing out observations. I bank with IBQ and they are crap, my good friend banks with QNB and they are crap, but none as bad as HSBC!!!