That's a very good initiative on QTel's part to do this and hopefully other able companies will follow suit.  No, this will not encourage more people to be in debt as some good samaritan will shoulder their financial mishaps.  QTel will study and determine who will best fit in the category for help, taking into careful consideration the person's background and circumstances. It'll be easy for any economy to flourish when debt strapped working class are relieved.