Aiyo, FS! You just got my mind in a twist ... :p

Fate/Faith : Whatever happens, it's God's will anyway. One's choice just attracts positive or negative consequences at the end of the day. One's choice is either a good idea (impatiently following one's own will without seeking God's will in earnest) or God's idea.

Destiny - Already pre-determined. Whether one skates in gracefully or rockily, depends on one's choices in life.