Agreed with Deedee, many people come to Qatar and get a loan, they don't think about the consequence about (what if I lose my job). People coming in here, should think about short terms like "Can I afford to pay off my loan within the next 8 to 10 months" @ 35% to 40% of my salary, always leave at least 10% to 15% of your salary every month as your emergency money, this should be the ideal situation for most expats. Unfortunately this is not happening as this story has been repeated by many. YOU need to pay back all of your loans in any means, or face jail time and deporatation. If you are in desperate, borrow from your family or relatives to pay your loan.