Firstly, you didn't even say what you plan to do with the money, if someone were to lend it to you, there must be a good case for it? Where is your case? You don't just come out in the open to say "I am law abiding, so give me the loan to open public." Also there is Red Cresent, if you are serious in need of the money, ask them for help, they will review your case and assist you as required.