well the Groceries part seems fine....

Eating Out: it really depends on where you eat. however 1000 doesn't seem reasonable. Maybe 3-4K.

Misc: totally dependant

landline...etc: ok

water..: ok

cellphone: depends on how much you talk and where.

car payments seems ok however, for 100k per car you shouldn't be expecting something  posh.

for the rest then ok...

In general your package seems fine. What industry are you in?

***The biggest risk in life, is not taking one!***