thats the money making policy of bank... better close the account the sooner the better..

otherwise they will keep charging the account for low balance.. then they will add interest on it..

and finally one day when you are force to close the account.. some Govt. policy or moving out of the country like .. then they will come up with a huge negative account balance.. and then there will be no use of arguing with them.. as they will keeping telling "Sir.. it's bank policy"

so better.. be hurry..and sweep your account clear and close it if you plan to close it.

winner never quits and quitter never wins.. does it means that only one person will win all the time?