I love how some of you like to cast stones, especially when you know nothing about a situation. Once your personal information is on the dark/deep web, it is there forever, ready to be shared at any time to whomever wants to pay the money for it. Yes, 3 times in the past 10 years people have taken loans, credit cards, changed my address and basically have stolen my identity. I now pay for a service called Life Lock and will do so for the rest of my life. This service notifies me if anytime someone attempts to use my personal information (name/birthdate/SSN, etc..) I have to enter a code if it is me, otherwise the transactions are not allowed. I no longer carry a normal credit card, just a debit card and a secured credit card which I have 2000 USD available for emergencies. This is the last I will say about this, as I dont believe I should have to explain myself further to onliners who hide behind the keyboard and throw insults at me. Believe me or dont, I really do not care anymore.