Thank you guys for answering and sorry if im confusing

Yes my car is under full comprehensive insurance because my car is just 9 MONTHS and it is worth 48,000 written on my insurance paper and if i want to cancel the car they will only give 38k (48,000 minus 18% since 2% car depreciation each month) there there is still some remaining balance on my loan and they said that i will have to take it from my own pocket. and for the repair the cost is 50,000 and the insurance is only giving 25,000 and the remaining 25,000 will be from my own pocket which i do not agree at all. I guess ill have to bring it to the court. I also want to know if i should contact the lady who hit me in the back (shes from al khebra driving school) sad to say she stepped on the gas real hard instead of the brake on a 20 speed limit